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How Do I File Chapter 13?
No Attorney Fee to File   |   Only $360 in Court Costs

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Short Version

         This is what is required to file Chapter 13: 
  • You provide us detailed information about your debts, income and assets along with certain documents like tax returns and wage statements.
  • We use this information to ensure that you are able to fund a successful Chapter 13 and visit with you about how you want to reorganize your financial affairs.

  • We prepare a number of court required forms for you to review and sign.

  • While we prefer to meet with you in our offices, all of this can be done by phone and mail.

  • You attend a brief online credit counseling course required by the Bankruptcy Court costing $50.

  • You pay $310 in fees required by the Bankruptcy Court.

  • We file your Chapter 13.

  • Typically we like to take a couple of weeks to do all of this and provide you the best result possible but if you have an emergency, we can file your Chapter 13 in a couple of days -- provided you do your part timely.

  • Filing Chapter 13 immediately stops all your creditors in their tracks including foreclosures, repossessions, garnishments and calls from collection agencies against you -- and any co-signers like friends and relatives.

  • You pay nothing to us for legal fees in advance of filing.
     
  • Your legal fees are paid from money that would otherwise go to unsecured creditors like credit card companies and other unsecured creditors.
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Long Version

    We emphasize that what we say above is the short version.  Chapter 13 takes time, is complicated and many other things are required after you file.  So, read the about the details of everything required in a Chapter 13 and what follows after you file.  We suggest you start here Chapter 13.

    Call us 24/7 toll free at 877-886-5955 for a free consultation with one of our experienced bankruptcy lawyers and so we can answer any questions that you have.

    This is not intended as legal advice to you because Chapter 13 is complicated and depends on your specific circumstances.  If you are considering a Chapter 13, call us toll free at (877) 886-5955 for a free consultation so we can provide legal advice tailored and specific to your unique situation.  There is no obligation and the call is confidential.