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How Do I File Chapter 7
Bankruptcy Lawyers for Over 40 Years

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Short Version

        This is what is required to file Chapter 7:​
  • You provide us detailed information about your debts, income and assets along with certain documents like tax returns and wage statements.

  • We use this information to evaluate whether you are eligible to file Chapter 7 or if the Bankruptcy Code requires you to file Chapter 13; this is known as "Means Testing".  If you are eligible to file Chapter 7, we proceed with the following.

  • We prepare a number of court required forms for you to review and sign.
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  • While we prefer to meet with you in our offices, all of this can be done by phone and mail.

  • You attend a brief online credit counseling course required by the Bankruptcy Court costing $50 that you will pay through our office to obtain this reduced rate.

  • You pay $310 in fees required by the Bankruptcy Court.

  • You must make arrangements to pay the full amount of our fee.

  • We file your Chapter 7.

  • Typically we like to take a couple of weeks to do all of this and provide you the best result possible but if you have an emergency, we can file your Chapter 7 in a couple of days –​ provided you do your part timely.

  • Filing Chapter 7 immediately stops all your creditors in their tracks including foreclosures, repossessions, garnishments and calls from collection agencies against you -- and any co-signers like friends and relatives.

​Long Version

    We emphasize that what we say above is the short version.  Chapter 7 takes time, is complicated and several other things are required after you file.  So, read the about the details of everything required in a Chapter 7 and what follows after you file.  We suggest you start here Chapter 7.

    Call us 24/7 toll free at 877-886-5955 for a free consultation with one of our experienced bankruptcy lawyers and so we can answer any questions that you have.

    This is not intended as legal advice to you because Chapter 7 is complicated and depends on your specific circumstances.  If you are considering a Chapter 7, call us toll free at (877) 886-5955 for a free consultation so we can provide legal advice tailored and specific to your unique situation.  There is no obligation and the call is confidential.
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